Avg Regular TER (1Y)
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Across filtered schemes
Overall Market Overview
Compare TER, find low-cost mutual funds, and track expense ratios across - Indian mutual fund schemes.
Updated: -
Data from April 2026 onwards
Avg Direct TER (1Y)
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Across filtered schemes
Avg Spread (1Y)
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Regular minus direct
Categories
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Top 5 Lowest TER Funds
Within the selected scheme category. (Based on last 1 year average TER)
| Fund | Category | TER (1Y) |
|---|---|---|
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Daily Data
Direct Plan, latest records first.
| Date | BER | Brokerage | Transaction | Statutory | Total TER |
|---|---|---|---|---|---|
| Select a scheme to view daily data | |||||
Guide to Mutual Fund Expense Ratios (TER)
What is the Total Expense Ratio (TER)?
The Total Expense Ratio (TER) represents the annual operational fee charged by a mutual fund house to manage the fund. It covers management fees, administrative costs, brokerage, and statutory levies. Even a 0.5% difference in TER can significantly compound and erode your returns over a 15–20 year investment horizon.
Direct vs. Regular Mutual Funds
Direct mutual funds are bought directly from the AMC, skipping middleman commissions and leading to a lower expense ratio. Regular plans include agent/distributor commissions which are deducted from your fund assets daily. Selecting direct plans maximizes your portfolio’s compounding power.
Why Track Daily Expense Ratio Changes?
In India, asset management companies frequently adjust expense ratios based on changes in fund assets under management (AUM) or operational costs. Tracking daily updates via AMFI data helps investors monitor sudden cost hikes and identify low-cost alternatives in real-time.